# AI accuracy powered by a trillion dollars of experience We've been building AI in finance long before it was mainstream, and we're not slowing down. BILL AI is built into how you work, freeing you from the mundane so you can focus on the momentous. ## BILL AI agents at work Dynamic. Accurate. Trustworthy. It’s AI embedded where your work actually happens. By tapping into our deep data history, AI agents deliver accuracy across processes, payments, and customer support—with scale and security that no one else can touch. ### BILL Invoice Coding Agent Dynamically extracts and codes multi-line bills based on previous coding behavior, reducing manual time by 20% while increasing accuracy. ### BILL W-9 Agent The first of its kind in our industry, the W-9 Agent autonomously emails your vendors to collect and enter W-9s—eliminating over 80% of the manual steps involved. ### BILL Transaction Agent Completes transactions for you by grabbing or generating receipts and automatically categorizing transaction fields. Just tap or swipe and you’re done. ## Even more AI features We're also introducing new AI-powered features for faster setup and smarter spend policies, and BILL Assistant for instant, personalized support. And soon we'll have automatic email correspondence for common AP inquiries. ## BILL has been using AI for years to power financial automation ### Accelerate payment processes Our AI is designed to understand and predict based on how you use BILL. Giving you faster, more accurate vendor search. Improved invoice predictions for repeat vendors. And streamlined invoicing by extracting and coding data in seconds to automatically flag duplicates and improve tracking. ### Streamline expense management AI-powered auto-categorization and receipt matching helps reduce manual data entry, improve accuracy, and all but eliminate incomplete expense reports. So you can eliminate costly errors and close your books in record time—every time. ### Improve fraud protection Predictive AI monitors your transactions in real time to detect suspicious activity and stop fraud in its tracks—while minimizing false positives. And with our intelligent approach to vendor onboarding and validation, you can safely add vendors with confidence. ### The start of unstoppable BILL is reshaping how businesses move, manage, and maximize their money. The future of finance is intelligent. AI agents are here. More are on the way. The BILL AI agents are here to help you cut busywork—and we’re just getting started. There are more ways to amplify your impact already in the works, with accuracy you can trust and control that stays in your hands. ## The future of finance is intelligent ### Finance for the Fortune 5 million ## What our customers are saying “Managing AP for a dozen clients and hundreds of monthly invoices means repetitive manual coding and constant reviews, which can slow down our team. BILL’s Invoice Coding Agent will automatically handle that work, making the majority of complex multi-line bills touchless and cutting processing time by 75% each week. This will give us the capacity and confidence to focus on the client relationship and strategic initiatives.” — **T.J. Massingill, Founder, Shazam Accounting** “Processing an average of (40) invoices every month can slow our finance team down. BILL’s Invoice Coding Agent cuts the busywork and reduces errors, freeing our team to focus on strategic work and growing the business.” — **Constanta Florescu, Staff Accountant, Headlight** “Before BILL’s W-9 Agent, collecting and validating 1,500 W-9s was an endless cycle of manual follow-ups and back-and-forth emails. It drained capacity from our team and slowed down onboarding for new vendors.” — **Eric Cohen, Head of Technology, Hiline** ## Frequently asked questions ### Why use BILL AI? BILL has been leveraging AI technology for years, well before it became mainstream. AI isn't just a flashy feature—it's an important business technology that works best when it's embedded at the platform level. ### Will BILL AI replace accountants? BILL AI is designed to support, not replace, accountants. Today’s finance professionals are more than book closers—they are strategic partners, growth enablers, and trusted advisors. ### How is my data protected with BILL AI? BILL takes data privacy and security extremely seriously. Our use of AI adheres to the same strict security and data privacy requirements that all our sensitive data adheres to. ### What is an agent? Think of an [AI agent](https://www.bill.com/learning/ai-agents) as a digital coworker. It has a goal or objective, can sense its environment, plan actions, use tools or APIs, and operate independently. ### Why should I trust BILL AI? BILL has used AI for years. Here are some of the ways we continue to put it to work: - **Accounts Payable AI:** Invoice data extraction, duplicate invoice detection, missing bill detection, W-9 creation. - **Expense management AI:** Auto categorization. ### How many agents will there be? Our first agents will transform how SMBs complete critical business tasks, paperwork, documentation, and onboarding of vendors. They will also provide additional security to keep money safe and flowing faster. ### What makes BILL agents different from competitors? Agents work where you are across your workflows. BILL AI delivers unparalleled accuracy by leveraging rich historical data across a broad range of workflows, software, and payments at unmatched scale.