# Fast and flexible business credit

With credit lines from $1000-5M,¹ the BILL Divvy Card² makes it easy to access the funding you need, no matter the size of your business. Apply for a credit line through a simple online application and start spending smarter.

## Request a live demo

We’ll show you exactly how BILL can help your business.

**Business Types:**  
Small or midsize business  
Accounting Firm

**Which accounting software do you use?**  
QuickBooks Online  
QuickBooks Pro/Premier  
QuickBooks Enterprise  
Xero  
NetSuite  
Intacct  
MS Dynamics  
Acumatica  
Blackbaud  
SAPSage (200/300/ERP)  
Freshbooks  
QuickBooks for Mac  
Quicken  
Sage 100  
Sage 50  
Thomson Reuters  
Yardi  
Other  
None  
I don't know

**Select your MS Dynamics solution:**  
MS Dynamics GP  
MS Dynamics 365 Business Central  
MS Dynamics (AX, NAV, SL, 365 F&O)

## Credit that scales with your business

Get a credit line that scales with your business. In the future, you can apply for credit line increases from right within your dashboard.

## The BILL Divvy Card vs. other business cards

**BILL**  
- No annual fees  
- Flexible rewards†  
- Seamless, automatic expense management with BILL Spend & Expense software  
- Access to virtual cards for greater control of your online purchases and subscriptions  
- Each employee gets a card that can be controlled by your admin  
- Set budgets to control spend

**Other corporate cards**  
- Annual and monthly fees  
- Set rewards  
- Used in combination with other software like Expensify, Concur, Excel, paper expense management, etc.  
- Some allow for virtual cards  
- Limited number of cards per organization  
- No spending locks or tracking

The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s [bank partners](https://www.bill.com/legal/bank-partners). The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.

**Terms apply.** [Learn more about rewards](https://www.bill.com/product/rewards).

## Applying for business credit is simple

### Apply online in minutes with no impact to your credit

### Upon approval, activate your card and create virtual cards

### Start saving time and earning rewards with every transaction

## What our customers are saying

“A free card service that also gives us rewards—you can’t beat that. Plus, with [BILL], we can track our company’s credit card spend in one place.”  
—Steve Plowman, Controller, Artemis Health

[Read Customer Story](https://www.bill.com/case-study/artemis-health)

## Quick and easy contactless payments

From tap-to-pay with Visa to Apple and Google Pay, we’ve got you covered. Seamlessly and securely make touch-free payments however suits you and your business best.

## Advanced fraud protection

BILL Spend & Expense uses an advanced third-party platform that monitors all transactions in real-time and helps prevent complex fraud incidents with speed and accuracy to protect your business.

## Earn more rewards with BILL

Control your rewards earnings based on your payoff schedule. The more often you make payments, the more rewards you can earn.

## More on getting business credit through BILL Spend & Expense

As part of our mission to make money smarter, BILL reports customer credit performance to the Small Business Financial Exchange (SBFE®). That means you can use the BILL Divvy Card to [build credit history and credit score](https://www.bill.com/blog/sbfe-credit-history) for your business simply by paying on time.

## Ready to get some credit?

Request a demo to get started.

¹Credit lines and the advertised range are not guaranteed and will be determined upon application approval.

²The BILL Divvy Card may be issued by one of Divvy Pay, LLC’s [bank partners](https://www.bill.com/legal/bank-partners). The BILL Divvy Card is not a deposit product. For your specific lender, see your Card Agreement.